Interest rates are currently very low. If you have an adjustible rate loan or a fixed rate loan over 5.25%, you should talk to a good lender and see what refinancing would do to benefit you.

It is often helpful to use a local lender when buying a home. They know the local market, taxes, etc.

Here are a few local lenders:

Dave Heard, Branch Manager, Mason-McDuffie
(530)756-3738. DHeard@mmcdcorp.com

First Northern Bank (530)753-1585

Yolo Federal Credit Union (530)669-6315